The Stuart Sub (5.0) subdivision in Stock Island, FL 33040 is a small residential area consisting primarily of single-family homes along 12th Avenue and nearby streets. Research across multiple real estate platforms (Zillow, Realtor.com) consistently indicates that properties in this subdivision do not have an active homeowners association (HOA). Listings explicitly state "Has HOA: No" and note no association fees or services included.
HOA Fees and Financial Obligations There are no HOA fees or mandatory financial obligations associated with the Stuart Sub (5.0) subdivision. Property taxes and any maintenance are handled individually by homeowners.
Rules and Regulations Without an HOA, there are no deed restrictions or community-wide rules enforced by an association. Homeowners follow standard Monroe County and City of Key West zoning and building regulations.
Community Amenities and Lifestyle The subdivision offers a quiet, functional residential setting typical of Stock Island's working waterfront area. Residents enjoy proximity to marinas, boat access, and the vibrant Key West lifestyle just a short bridge away. No community-specific amenities like pools or clubhouses are present.
Notable Aspects Stuart Sub (5.0) consists of canal-front and standard lots developed primarily in the 1970s. It provides affordable housing options in the Florida Keys with easy access to boating and fishing. The lack of an HOA allows for greater flexibility in property modifications.
No management company or HOA contact exists. For property-specific inquiries, contact Monroe County Property Appraiser or local real estate professionals.