Key West Golf Club HOA is a private, gated residential community on Stock Island in the Florida Keys (mailing address Key West, FL 33040). Developed starting in 1996, it features 390 homes of varying sizes across approximately 46.5 acres, nestled among the fairways of the adjacent Key West Golf Club. The community emphasizes resort-style living with lush tropical landscaping, security, and shared amenities while maintaining a peaceful, upscale neighborhood atmosphere.
HOA Fees and Financial Obligations
HOA dues are estimated at approximately $400–$500 per month based on recent resident reports and real estate listings, though exact current amounts should be verified directly with management. Fees typically cover 24-hour gated security, common area maintenance, landscaping, two heated resort-style pools, fitness center access, community center upkeep, and bundled services such as AT&T Fiber internet and DirecTV streaming in some descriptions. Additional costs may include special assessments for capital improvements. The association enforces strict vehicle limits (maximum two per address) and requires decals or passes. Buyers should review the latest financial statements and governing documents during due diligence.
Rules and Regulations
The community operates under detailed governing documents and rules emphasizing property maintenance, quiet enjoyment, and safety. Key regulations include a 15 mph speed limit, no loud noise after 10 PM, vehicle restrictions (no more than two per household, with permanent decals for residents and mirror hangers for short-term or part-time owners), and occupancy limits (e.g., 4 persons for 2BR units, 6 for 3BR, 8 for 4BR). Pets are permitted with registration (up to two dogs per home, leashed at all times, waste cleanup required). Short-term rentals (under 30 days) are generally restricted, with longer-term rentals requiring city permits. Random inspections ensure landscaping and exterior upkeep. The HOA and golf course are separate entities; residents do not receive automatic golf privileges.
Community Amenities and Lifestyle
Residents enjoy two heated pools (one large resort-style and one smaller), a butterfly garden, and a community center housing a modern fitness facility with Precor equipment including treadmills, ellipticals, bikes, rowers, and multi-gym stations. The gated entry provides 24/7 security. The neighborhood offers a tropical, plantation-style aesthetic with homes featuring porches and landscaping. Lifestyle focuses on privacy, convenience to Key West attractions, and low-maintenance living in a lush setting.
Notable Aspects
This planned unit development provides a balance of island living with community oversight. It is popular for second homes and retirees seeking security and amenities without the intensity of downtown Key West. The separate golf club offers public play and memberships nearby.
Management Company: Community Association Company (CACKW) Phone: 305-293-0301 (HOA office); 305-296-0556 (management company) Email: kwgcoffice@cackw.com Website: https://www.kwgchoa.com/ Address: 74 Golf Club Drive, Key West, FL 33040 (community); 520 Southard Street, Key West, FL 33040 (management)