HOA Info for Pirates Cove / Stirrup Key, Marathon, FL 33050
Pirates Cove is a prestigious waterfront street located within the exclusive gated Stirrup Key subdivision in Marathon, Florida (ZIP 33050). This self-managed residential community offers private island living accessible via a mangrove-lined causeway on the Gulf side of the Florida Keys. The Stirrup Key Homeowners Association, Inc. (incorporated 1976) oversees the approximately 60-acre community featuring 98 residential lots and extensive common areas.
HOA Fees and Financial Obligations HOA fees vary by property but are generally described as affordable for the area. Recent listings indicate annual fees around $1,200 or monthly amounts in the $200-$800 range depending on services included (e.g., grounds maintenance, security). Estoppel letters are provided at no cost by the president or treasurer. The association maintains common properties including roads, lakes, and a marina.
Rules and Regulations Strict deed restrictions apply, including prohibitions on short-term/vacation rentals—only annual rentals are permitted. The community emphasizes privacy and preservation of its natural setting with gated access and video-monitored security.
Community Amenities and Lifestyle Residents enjoy a private, secure environment with waterfront access, boat docks in the lagoon marina, and common green spaces. The lifestyle focuses on boating, fishing, and relaxed Keys living in a low-density gated setting.
Notable Aspects Stirrup Key stands out as one of the few gated neighborhoods in the Middle Keys, offering direct Gulf access and exclusivity. Homes feature private docks and open water views.
Management Company: Self-managed by Board of Directors (Stirrup Key Homeowners Association, Inc.) Phone: President Troy Lotane (321) 749-2754; Treasurer Marv Schindler (305) 393-0364 Email: troy@lotane.com; mschindler39c@gmail.com Website: https://skhoa.com/ Address: 373 Stirrup Key Blvd, Marathon, FL 33050