W R Thompson Subdivision (Harbour Cay Club)
W R Thompson Sub (48.0), also known as Harbour Cay Club, is a small, private, gated co-op community consisting of 24 boat slips located at 1466 Overseas Highway in Marathon, Florida 33050. This bayside marina community on Florida Bay operates as a not-for-profit Florida corporation focused on member-owned slips for liveaboard and recreational boating. It emphasizes privacy and exclusive access within the Florida Keys.
HOA Fees and Financial Obligations HOA fees are reported in listings as approximately $1,300 per quarter (or varying amounts such as $400–$433 quarterly in some records), covering maintenance of common areas, clubhouse, structure, vehicle parking, trailer storage, and other services. Fees support the upkeep of the private marina facilities. Ownership is structured as a co-op, with members holding shares in the corporation.
Rules and Regulations As a private, non-commercial marina, strict rules govern slip usage, liveaboard permissions, boat sizes (typically up to around 48' LOA), and access. The community is gated with controlled entry. Members must adhere to not-for-profit corporation bylaws, including maintenance responsibilities and restrictions on commercial activities. Detailed covenants are managed internally.
Community Amenities and Lifestyle Residents enjoy a clubhouse, covered pavilion for sunsets, protected basin slips, and basic marina infrastructure. The lifestyle centers on boating, with easy access to Florida Bay and the Intracoastal Waterway. It offers a quiet, exclusive Keys marina experience for boat owners.
Notable Aspects This hidden gem subdivision is ideal for boating enthusiasts seeking a small-scale, member-controlled community. Recent real estate activity highlights its appeal for liveaboard slips. Public records indicate limited external HOA registration details.
Management Company: Harbour Cay Club, Inc. (not-for-profit co-op) Phone: (305) 743-5390 Email: Details not publicly available Website: harbourcayclub.mycommunitysite.app or harbourcayclub.mycommunitysite.co Address: 1466 Overseas Highway, Marathon, FL 33050