×

Home Owners Association Information About
The Rock Harbor Club, Key Largo, FL 33037

At a glance

The Rock Harbor Club is a gated condominium community (The Rock Harbor Club, Inc.) at 97652 Overseas Hwy, Key Largo, FL 33037, built in 1975 with approximately 97 units on 14 acres of bayside property. It features resort-style amenities including a pool, clubhouse, beach, tennis/pickleball courts, and boat facilities. HOA fees (typically $950-$1,230/month per listings) and full rules are managed by Monarch Property Management; contact details and exact current fees unavailable without association verification.

Community Overview

The Rock Harbor Club, Inc. is a condominium association governing a gated, bayfront residential community in Key Largo, Florida. It maintains common areas, amenities, and enforces governing documents for its residents.

HOA Fees

Information on specific monthly, quarterly, annual, transfer, or special assessment fees is available through official association documents and management; recent real estate listings indicate fees typically range from approximately $950 to $1,230 per month and cover common services such as cable, security, maintenance, insurance, water, sewer, and exterminating. Exact current amounts unavailable without direct association verification.

HOA Rules & Regulations

The association maintains detailed Rules and Regulations (revised April 2026) covering general occupancy, safety, nuisance prevention, building/grounds maintenance, waste disposal, laundry, bicycles, renovations, parking, marine activities (including boats and docks), beach use, tennis/pickleball courts, swimming pool, clubhouse, pets, rentals/leasing, and title transfers. Residential use only; fines and enforcement procedures outlined. Full document available via association website.

Community Amenities

Amenities include a clubhouse with kitchen, saunas, gym/fitness center, TV/lounge areas; heated/chilled swimming pool; sandy beach and fire pit; tennis courts, pickleball courts, basketball court, bocce ball area; boat dockage in protected basin with optional dry rack storage and forklift service; kayak/paddleboard launch and storage; lighted pathways and lush tropical landscaping on approximately 14 acres; gated entry and parking.

Lifestyle

Residents enjoy a quiet, family-oriented bayside lifestyle focused on water activities, relaxation, and community in a tropical setting with direct access to Florida Bay and the Intracoastal Waterway. Emphasis on boating, swimming, court sports, beach time, and enjoying sunsets.

Contact Information

HOA Name: The Rock Harbor Club, Inc.
Management Company: Monarch Property Management (onsite staff includes Property Manager Manuel Lara and Assistant Christina)
Phone Number: (305) 852-3042
Email Address: office@rockharborclub.com
Website: www.rockharborclub.com
Mailing Address: 97652 Overseas Hwy, Key Largo, FL 33037
Office Hours: Details not publicly available beyond general management contact.

Notable Aspects

Developed starting in 1972 by John R. Edwards with emphasis on preserving natural tropical landscaping and hammock areas; approximately 14 acres with lush vegetation; bayfront location at Mile Marker 97.5 offering protected boating and waterfront views; gated security; strong community focus on maintenance and resident harmony.

Conclusion

The Rock Harbor Club provides a resort-style, waterfront condominium living experience in the Florida Keys with extensive amenities and a focus on preserving its natural setting and residential character.

Need a correction?

Sources and methodology

How this information was reviewed

Public sources checked include official association site (associationvoice.com), real estate platforms (Homes.com, Zillow, Redfin), property listings (2024-2026), and directory listings for contacts. Gaps include precise current fee schedules, full demographic data, and independent verification of amenities availability beyond listings and rules PDF.

Sources

Frequently asked questions

What type of community is Rock Harbor Club?

It is a gated condominium association (The Rock Harbor Club, Inc.) with bayfront units in Key Largo, FL.

What amenities are available?

Amenities include a swimming pool, clubhouse with fitness center and saunas, sandy beach, tennis/pickleball courts, basketball, bocce, boat dockage/dry storage, and kayak facilities.

Who manages the community?

Monarch Property Management handles management with onsite staff; contact via (305) 852-3042 or office@rockharborclub.com.

Is information on HOA fees available?

Recent listings indicate monthly fees approximately $950-$1,230 covering common services; exact current amounts unavailable without association verification.

What is the community's location advantage?

Bayside at Mile Marker 97.5 with direct Florida Bay access, protected boating, and proximity to Keys attractions.