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Home Owners Association Information About
Tortoise Island, Indian Harbour Beach, FL 32937

At a glance

Tortoise Island HOA (Tortoise Island Homeowner's Association, Inc.) is located in Satellite Beach, FL 32937 (ZIP shared with Indian Harbour Beach). It is a gated waterfront community of ~350 homes on a 210-acre island with drawbridge access. Public sources indicate HOA fees around $355–$388/month (recent listings); detailed rules and current exact fees unavailable without resident access. Amenities include clubhouse, pool, fitness center, tennis/pickleball courts, and boat ramp.

Community Overview

Tortoise Island Homeowner's Association, Inc. is a Florida not-for-profit corporation established in 1979 that maintains common areas and governs the waterfront island community in Satellite Beach, Florida.

HOA Fees

Monthly assessments are reported in public real estate listings as approximately $355–$388 per month as of 2026 sources; an older resident FAQ listed $235/month. Exact current fees, transfer fees, capital contributions, and special assessments are not publicly detailed without resident login and should be verified directly with the association.

HOA Rules & Regulations

Detailed CC&Rs, architectural guidelines, landscaping rules, parking, pet policies, rental restrictions, noise regulations, and trash rules are referenced on the resident portal but not fully available in public sources. The association enforces standards to maintain property values and common areas.

Community Amenities

Residents have access to a clubhouse complex, swimming pool, fitness center, game room, tennis and pickleball courts, boat ramp, and playground. Specific access is for residents only via the gated entry.

Lifestyle

The community offers a private, waterfront lifestyle focused on boating, security, and recreation within a gated island setting.

Contact Information

HOA Name: Tortoise Island Homeowner's Association, Inc.
Management Company: Self-managed by elected Board of Directors (details on resident site)
Phone Number: (321) 773-7573 (office)
Email Address: office@tortoiseislandhoa.com (listed on third-party directory)
Website: www.tortoiseislandhoa.com or tortoiseislandhoa.com
Mailing Address: 727 Loggerhead Island Dr, Satellite Beach, FL 32937
Office Hours: Details not publicly available
Front Gate: (321) 777-5110

Notable Aspects

The community is a 210-acre man-made island with guarded drawbridge access, navigable canals, and proximity to the Banana River and Atlantic Ocean. It emphasizes privacy, boating access, and wildlife viewing. Board of Directors listed on Florida Sunbiz filings includes resident volunteers.

Conclusion

Tortoise Island HOA manages a secure, exclusive waterfront residential community with shared recreational facilities; current detailed operational and financial information requires direct contact with the association.

Need a correction?

Sources and methodology

How this information was reviewed

Searched Google for HOA name, management, fees, amenities, and contacts using queries focused on Tortoise Island Satellite Beach FL. Reviewed Sunbiz.org corporate records, real estate sites (2024-2026 listings), and partial resident portal content. Gaps include full CC&Rs, exact current fees/budgets, and demographics, which require resident login or direct HOA contact. No independent verification performed.

Sources

Frequently asked questions

What is the location of Tortoise Island HOA?

Tortoise Island is in Satellite Beach, FL 32937, a 210-acre island community accessed by guarded drawbridge.

What amenities are available in Tortoise Island?

Amenities include a clubhouse, swimming pool, fitness center with sauna, game room, four tennis courts, four pickleball courts, boat ramp, and playground.

What are the HOA fees for Tortoise Island?

Recent real estate sources list monthly fees approximately $355–$388; an older FAQ mentioned $235. Exact current amounts unavailable publicly without association verification.

Is Tortoise Island a gated community?

Yes, it features 24-hour guarded drawbridge entry as the single point of access.

Where can I find official contact information?

Office phone (321) 773-7573, mailing address 727 Loggerhead Island Dr, Satellite Beach, FL 32937, and website tortoiseislandhoa.com are listed in public directories and records.