Silver Shores Mobile Homes is a 55+ leaseholder community located in Key Largo, Florida (ZIP 33037), spanning approximately 51 acres with around 279-280 homes. It offers a gated, oceanfront lifestyle focused on active adult living in the Florida Keys.
HOA Fees and Financial Obligations The community features affordable monthly HOA fees, frequently highlighted in real estate listings as a key value proposition for retirees and seasonal residents. Specific current fee amounts are not publicly detailed in available sources but support maintenance of shared amenities and infrastructure. The association is transitioning from a leasehold to a land condominium structure, with residents contributing to special assessments (e.g., examples of $25,000+ payments noted in listings) to enable fee-simple ownership of lots. Additional costs may include lot rent elements during the transition period.
Rules and Regulations As a 55+ community, age restrictions apply (typically 55+ for at least one resident). Detailed rules cover architectural review (ARC forms), leasing policies, tenant requirements, and property maintenance. Public documents including By-Laws, Rules & Regulations, and rental packages are available through the association portal. The community emphasizes compliance with Monroe County and Florida Keys regulations, including hurricane preparedness.
Community Amenities and Lifestyle Residents enjoy a resort-style, active lifestyle with an oceanfront heated/chilled pool, clubhouse for events and social gatherings, marina with boat slips (waiting list), boat ramp, tennis courts, pickleball, bocce, shuffleboard, and trailer storage. Golf cart-friendly paths support easy navigation. The community hosts regular activities, parties, and clubs, fostering a vibrant social scene in a spacious, walkable setting.
Notable Aspects Silver Shores stands out as one of the few (or only) dedicated 55+ mobile/manufactured home communities in the Upper Florida Keys. Its waterfront location provides convenient boating access to the Atlantic. The ongoing conversion to condominium ownership adds long-term equity potential. On-site management supports residents effectively.