Stirrup Key Woods is a residential community located in Marathon, FL 33050, part of the larger gated Stirrup Key subdivision on the Gulf side near mile marker 52.5. The area features single-family homes and condominiums/townhomes, with some properties (particularly single-family homes on Stirrup Key Woods Rd) having no HOA and others (condos) falling under separate condominium associations. The overarching Stirrup Key Home Owners Association, Inc. manages common elements for the subdivision.
HOA Fees and Financial Obligations Publicly available information on exact annual or monthly dues for the main Stirrup Key HOA is limited, as the association is self-managed. Condominium units within Stirrup Key Woods often have separate HOA fees, ranging from approximately $475–$2,674 quarterly depending on the unit and services included (e.g., maintenance, insurance). Some listings note no HOA for certain single-family homes. Estoppel letters are provided at no cost by association officers.
Rules and Regulations The community emphasizes privacy and residential use. Rules strictly prohibit short-term vacation rentals, allowing only annual leases in some contexts. The association maintains standards for the gated, waterfront setting with restrictions focused on preserving property values and community character.
Community Amenities and Lifestyle Residents enjoy a private, secure gated environment accessible via a mangrove-lined causeway. Common areas include roads, two lakes, a five-acre lagoon with channels, and a 61-dock marina with seawall and boat launch. The setting offers waterfront living, open water views, and proximity to the Intracoastal Waterway and beaches.
Notable Aspects Stirrup Key spans about 60 acres with 98 residential lots and 14.4 acres of common property, including 1.22 miles of roads. It is one of the few gated neighborhoods in the Middle Keys, prized for larger lots, privacy, and boating access. The association is self-managed by a Board of Directors.
Management Company: Stirrup Key Home Owners Association, Inc. (self-managed) Phone: (321) 749-2754 (President Troy Lotane); (305) 393-0364 (Treasurer Marv Schindler) Email: troy@lotane.com (President); mschindler39c@gmail.com (Treasurer) Website: https://skhoa.com/ Address: Stirrup Key, Marathon, FL 33050