HOA Info
Stirrup Key Bight (also known as Stirrup Key or Stirrup Key Sub) is a private, gated residential community located in Marathon, Florida (zip 33050), accessible via a mangrove-lined causeway on the Gulf side near mile marker 52.5. Spanning approximately 60 acres with around 98-105 platted residential lots, it offers an exclusive, secure island-like living experience in the Florida Keys. The community emphasizes privacy, waterfront access, and shared natural amenities.
HOA Fees and Financial Obligations HOA fees in Stirrup Key typically range from $750 to $953 per month based on recent real estate listings. These fees often cover common area maintenance, security (including the gatehouse and video monitoring), amenities, water, and in some cases insurance. Exact fees vary by property and should be verified with the association. The HOA is self-managed.
Rules and Regulations As a gated community, Stirrup Key enforces deed restrictions and community rules focused on maintaining property standards, security, and peaceful enjoyment. Rental restrictions may apply depending on the property. Estoppel letters are provided at no cost by board members. Prospective buyers should review full governing documents for specifics on architectural approvals, landscaping, and usage.
Community Amenities and Lifestyle Residents enjoy a private marina with 61 dock lots, seawall, and boat launch on a five-acre lagoon featuring recirculating channels. Additional common areas include two lakes (totaling two acres), roads, a screened gazebo, fire pit, barbecue areas, benches, and kayak racks along the Intracoastal. An active social club fosters community engagement. The lifestyle centers on waterfront living, boating, fishing, and relaxation in a secure, natural setting.
Notable Aspects Stirrup Key stands out as one of the few gated neighborhoods in the Middle Keys, offering a blend of luxury privacy and shared waterfront facilities on a compact, mangrove-surrounded island. It is self-managed by a volunteer Board of Directors.