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Home Owners Association Information About
Ruby Lake, Winter Haven, FL 33884

At a glance

Ruby Lake HOA in Winter Haven, FL 33884 is a 214-home gated, deed-restricted community established in 1997 adjacent to Lake Ruby and Lake Bess. Managed by Don Asher & Associates with $850 annual fees (split payments). Key verified facts include private roads/commons maintenance, architectural controls, and resident lake access; no clubhouse/pool confirmed. Other details like specific rules or additional amenities unavailable in public sources.

Community Overview

Ruby Lake Homeowners' Association, Inc. is a not-for-profit corporation formed in 1997 that governs the 214-home gated, deed-restricted single-family residential community in Winter Haven, FL 33884. The HOA maintains private roads, common grounds, and infrastructure through annual assessments.

HOA Fees

Annual assessment for 2026 is $850, payable in two installments of $425 due January 1 and July 1. Payments mailed to PO Box 98260, Phoenix, AZ 85038-0260 or via electronic portal through management company. Transfer fees, capital contributions, and special assessments information unavailable from public sources.

HOA Rules & Regulations

Governing documents available via resident portal. Key restrictions include exclusive residential use, architectural approval required for modifications/painting/fencing, minimum square footage requirements varying by phase and lot, fence/landscape guidelines (generally discouraged; lakefront specifics noted), parking limits on common areas, vehicle repair restrictions, and pet control expectations without size/number limits. All exterior changes need Board/ACC approval.

Community Amenities

Gated entrance and private lake access for residents (Lake Ruby and Lake Bess). Maintained common grounds and a community pond with park benches. No clubhouse, pool, fitness center, or other recreational facilities publicly documented for this community.

Lifestyle

Residents enjoy a quiet, private gated setting with emphasis on lakefront living, water activities where permitted, and community involvement through board meetings. Proximity to Winter Haven's Chain of Lakes supports outdoor recreation.

Contact Information

HOA Name: Ruby Lake Homeowners' Association, Inc.
Management Company: Don Asher & Associates, Inc.
Manager: Michellette Ramos
Phone: 407-483-1301
Fax: 407-483-1339
Email: michellette@donasher.com
Website: https://www.rubylake.org/
Mailing Address: 16 W. Dakin Ave., Kissimmee, FL 34741
Payment Address: PO Box 98260, Phoenix, AZ 85038-0260
Office Hours: Details not publicly available.

Notable Aspects

Private gated community with lake adjacency; residents responsible for roads and commons. Strong focus on deed restrictions and architectural standards. Convenient location near Legoland, shopping, and Chain of Lakes recreation.

Conclusion

Ruby Lake HOA provides governance for a established gated lake-adjacent neighborhood emphasizing privacy, maintenance standards, and resident responsibility for shared infrastructure.

Need a correction?

Sources and methodology

How this information was reviewed

Public sources checked include official HOA website rubylake.org (multiple pages), Florida HOA directories, real estate listings (RE/MAX, Zillow, Homes by Marco 2024-2026), and secondary sites like hoabulletinboard.com. Gaps identified in detailed amenities beyond gating/lake access, exact current board contacts, and full governing documents (resident portal only).

Sources

Frequently asked questions

What is the annual HOA fee for Ruby Lake?

$850 for 2026, due in two $425 installments.

Is Ruby Lake a gated community?

Yes, it is a private gated community.

Who manages the Ruby Lake HOA?

Don Asher & Associates, Inc., with manager Michellette Ramos.

What amenities are available in Ruby Lake?

Gated entrance, private lake access, and community pond with benches; no clubhouse or pool publicly documented.

When was Ruby Lake established?

1997, with 214 homes.