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Home Owners Association Information About
Rock Harbor Manor, Key Largo, FL 33037

At a glance

Rock Harbor Club (Rock Harbor Condominium) is the gated bayfront condominium association at 97652 Overseas Hwy, Key Largo, FL 33037, built in 1975 with ~91-97 units. Monthly fees average $1,140–$1,228 covering multiple services; amenities include pool, tennis/pickleball, clubhouse with gym, beach, and boat facilities. Management contact: (305) 852-3042 / office@rockharborclub.com. No information found for a separate 'Rock Harbor Manor' entity.

Community Overview

The Rock Harbor Club, Inc. (also known as Rock Harbor Condominium) is a bayfront condominium association in Key Largo, Florida, governing a gated residential community of approximately 91-97 units built in 1975 on 14 acres.

HOA Fees

Monthly fees typically range from $1,086 to $1,228 (recent listings show around $1,140–$1,228), covering cable, security, common area maintenance, building insurance, exterior maintenance, water, exterminating, and sewer. Transfer fees, capital contributions, and special assessments details are unavailable from public sources.

HOA Rules & Regulations

Detailed rules cover occupancy (residential use only, single family + guests), safety and nuisance prevention (quiet hours 10pm–8am, no drones without approval), building/grounds maintenance, waste disposal and recycling, laundry room use, bicycle and hand-launched watercraft storage/identification, renovations requiring approval, parking, marine activities (boat basin, docks), beach use, tennis/pickleball courts, swimming pool, clubhouse, pets (restrictions apply, one small dog noted in some sources), rentals/leasing (approval and registration required), and title transfers. Governing documents available on the community website after registration.

Community Amenities

Gated entry with security; clubhouse with kitchen, TV, Wi-Fi, gym/fitness center, sauna, showers/restrooms; heated/chilled swimming pool; tennis courts; pickleball courts; basketball court; bocce ball; sandy beach; protected boat basin with dockage and dry storage options; kayak/paddleboard launch and storage; lighted pathways; grilling areas; bike racks; on-site management and maintenance staff.

Lifestyle

Residents enjoy a serene, resort-style bayfront lifestyle with emphasis on boating, water activities, recreation, and community maintenance in a tropical setting.

Contact Information

HOA Name: The Rock Harbor Club, Inc.
Management Company: Monarch Property Management
Phone Number: (305) 852-3042
Email Address: office@rockharborclub.com
Website: www.rockharborclub.com
Mailing Address: 97652 Overseas Hwy, Key Largo, FL 33037
Office Hours: Details not publicly available.

Notable Aspects

Established in the mid-1970s on former pineapple plantation/Skippers Tavern site; strong focus on maintenance, boating facilities, and community events; located at MM 97.5 bayside with sunset views.

Conclusion

The Rock Harbor Club provides a well-maintained, amenity-rich condominium living experience in the Florida Keys with professional management support.

Need a correction?

Sources and methodology

How this information was reviewed

Searched Google for HOA name/address variations, management companies, amenities, and rules using public sites including Homes.com, AssociationVoice.com, Facebook business page, real estate listings (2024-2026), and community rules PDF. Key gaps: exact current board contacts, full fee schedules, and specific amenity hours beyond general descriptions; no independent verification performed.

Sources

Frequently asked questions

What is the HOA name and location for Rock Harbor Manor / Rock Harbor Club?

The Rock Harbor Club, Inc. (Rock Harbor Condominium) at 97652 Overseas Hwy, Key Largo, FL 33037.

What are the typical monthly HOA fees?

Fees range from approximately $1,086 to $1,228 per month, covering cable, insurance, maintenance, water, and other services.

Who manages the community?

Monarch Property Management; contact (305) 852-3042 or office@rockharborclub.com.

What key amenities are available?

Gated entry, heated/chilled pool, tennis and pickleball courts, clubhouse with fitness center, sandy beach, boat basin/docks, and more.

Is detailed rules information available?

Yes, rules covering occupancy, pets, rentals, marine use, and more are published in the April 2026 Rules and Regulations document on the community site.