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Home Owners Association Information About
Pirates Cove, Key Largo, FL 33037

At a glance

Pirates Cove HOA (PCHOA) in Key Largo, FL 33037 manages a residential community of single-family homes and townhomes with amenities including a clubhouse and pool; a separate Pirates Cove Property Owners and Boating Association (est. 1964) supports boat ramp and beach access. 2026 dues: single-family $189 quarterly, townhomes $302 monthly per public FAQ. Detailed fees beyond this, full rules, and direct contacts are referenced via the HOA website and CAS management but specific additional data unavailable in sources.

Community Overview

Pirates Cove in Key Largo, FL is a residential community featuring both single-family homes and townhomes with a homeowners association (PCHOA) that manages shared amenities and standards. The associated Pirates Cove Property Owners and Boating Association (PCPOBA) supports boating-related facilities.

HOA Fees

For the 2026 fiscal year, single-family homeowners pay quarterly assessments and townhome owners pay monthly assessments (exact amounts and additional fees such as transfers or assessments unavailable in public sources beyond general references).

HOA Rules & Regulations

Architectural guidelines and request forms exist for detached homes and townhomes covering modifications, landscaping, and front yard standards. Pool rules, clubhouse reservation policies, and tenant authorization requirements are documented. Detailed regulations on parking, pets, rentals, noise, and trash are referenced in forms and portal documents but specific text is not fully detailed in public web sources.

Community Amenities

Clubhouse and swimming pool available to HOA members; boat ramp and beach supported via the separate boating association.

Lifestyle

The community offers a relaxed Keys island atmosphere with access to boating, waterfront activities, and proximity to local conveniences in Key Largo.

Contact Information

HOA Name: Pirates’ Cove Homeowners Association (PCHOA); Management Company: CAS; Manager: Karl Hovey; Website: https://piratescovehoa.net; Mailing/Principal Address references Key Largo, FL 33037 area (specific office hours and direct phone/email unavailable in public sources beyond portal contacts). Boating Association: Pirates Cove Property Owners and Boating Association, Inc., Principal Address 100 Treasure Blvd, Key Largo, FL 33037, Mailing Box 654, Key Largo, FL 33037.

Notable Aspects

Voluntary association elements noted in some property listings; pool renovation completed around 2025; community portal (Front Steps) for documents and management. Separate boating association provides ramp access options including for neighboring areas.

Conclusion

Pirates Cove HOA supports a waterfront-oriented residential lifestyle in Key Largo with shared amenities maintained through assessments and volunteer structures.

Need a correction?

Sources and methodology

How this information was reviewed

Public sources checked include Sunbiz.org corporate records, piratescovehoa.net (FAQ and forms pages), piratescovekl.com membership PDF, real estate listings on Trulia/Redfin, and related blogs/newsletters from 2024-2026. Gaps remain in comprehensive amenities details, full rule texts, exact contact phones/emails, and independent verification of all amenities or demographics.

Sources

Frequently asked questions

What is the HOA for Pirates Cove in Key Largo?

Pirates’ Cove Homeowners Association (PCHOA) managed by CAS, with an associated boating association (PCPOBA).

Are there amenities like a pool or clubhouse?

Yes, clubhouse and swimming pool for HOA members; boat ramp and beach via the boating association.

What are the 2026 HOA dues?

Single Family Homeowners pay $189 quarterly; Townhome Owners pay $302 monthly (per HOA FAQ).

Where can I find architectural guidelines or forms?

On the Forms page at piratescovehoa.net or via the Front Steps resident portal.

Is information on contact details or full rules available publicly?

Limited; management references CAS/Karl Hovey and website forms; detailed rules in portal or downloadable PDFs.