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Home Owners Association Information About
Ocean Reef Club, Key Largo, FL 33037

At a glance

Ocean Reef Club (Ocean Reef Community Association, Inc. or ORCA) is a private equity club community in Key Largo, FL 33037, spanning ~2,500 acres with gated access and extensive on-site services. It requires equity membership for property ownership and offers amenities including two 18-hole golf courses and a 175-slip marina. Specific HOA fees, detailed rules, and some contact hours are unavailable in public sources.

Community Overview

Ocean Reef Community Association, Inc. (ORCA) serves as the primary governance body for the Ocean Reef Club community in Key Largo, Florida, providing municipal-style services including public safety, utilities, landscape maintenance, roads, and infrastructure to property owners.

HOA Fees

Specific monthly, quarterly, annual fees, transfer fees, capital contributions, or special assessments are not publicly detailed in available sources; one reference notes varying assessments around $2,600 per year in some cases, with comprehensive club membership involving substantial initiation fees and dues. Information on exact current fees is unavailable.

HOA Rules & Regulations

Detailed architectural guidelines, exterior modifications, landscaping, parking rules, pet policies, rental restrictions, noise regulations, trash collection, and community standards are governed by club bylaws and member handbooks but specific public details are limited; the community emphasizes privacy, equity membership approval for property ownership, and gated security. Full rules are not publicly available without membership access.

Community Amenities

Amenities include two championship golf courses, a 175-slip marina, swimming facilities including a saltwater lagoon and pools, tennis and pickleball courts, fitness centers, parks and green spaces, and resort-style features such as dining and recreational areas.

Lifestyle

The community offers an exclusive, private club lifestyle focused on family traditions, boating, fishing, golf, and social events within a self-contained gated enclave.

Contact Information

HOA Name: Ocean Reef Community Association, Inc. (ORCA)
Management Company: Ocean Reef Community Association (ORCA) / Ocean Reef Club, Inc.
Phone Number: 305-367-3067 (ORCA); 305-367-5921 (Club Membership)
Email Address: orca@orcareef.com or communications@orcareef.com (ORCA); membership@oceanreef.com (Club)
Website: https://orcareef.com/ ; https://www.oceanreef.com/
Mailing Address: 24 Dockside Lane #505, Key Largo, FL 33037 (ORCA); 35 Ocean Reef Drive #200, Key Largo, FL 33037 (Club)
Office Hours: Details not publicly available.

Notable Aspects

Established in the late 1940s with equity club conversion in 1993; spans ~2,500 acres with natural water boundaries; provides extensive on-site services including security, fire, and paramedics; attracts high-net-worth residents seeking privacy and resort amenities.

Conclusion

ORCA manages the Ocean Reef Club as a distinctive private equity community emphasizing exclusivity, comprehensive services, and a high-end Keys lifestyle.

Need a correction?

Sources and methodology

How this information was reviewed

Public sources checked include HOA bulletin boards, official community sites (orcareef.com, oceanreef.com), Florida Sunbiz corporation records, real estate listings, and recent articles (2024-2026). Gaps include exact current fees, full rules documents, and amenity operating hours which are not published publicly.

Sources

Frequently asked questions

What is the primary governing body for Ocean Reef Club?

Ocean Reef Community Association, Inc. (ORCA) serves as the primary HOA/governance body providing municipal-style services.

Is membership required to own property in Ocean Reef Club?

Yes, property ownership typically requires equity membership in the Ocean Reef Club.

What key amenities are available?

Two 18-hole golf courses, 175-slip marina, fitness centers, tennis/pickleball courts, swimming lagoon/pools, and resort-style dining/shopping.

Where can I find contact information for ORCA?

Phone 305-367-3067, email orca@orcareef.com, address 24 Dockside Lane #505, Key Largo, FL 33037; website orcareef.com.

Are detailed HOA fees publicly available?

No, specific current fees and assessments are not detailed in public sources.