Orchid Bay is a gated single-family residential community located in Palm City, Florida (ZIP 34990), originally known as Captains Creek. It features 156 unique one- and two-story homes, each situated on approximately half-acre or larger lots. The community is nestled between Pipers Landing, Four Rivers, and River Landing, with convenient access via SW Mapp Road south of Martin Downs Blvd. It is managed by Coastal Community Association Management and maintains a focus on preserving its affluent, old-Florida aesthetic with manicured grounds, fountains, and mature landscaping.
HOA Fees and Financial Obligations
Homeowners pay quarterly association fees of approximately $182 per month (payable quarterly), which cover maintenance of all common grounds, roadways, fountains, lakes, and recreation areas. Owners are individually responsible for the upkeep of their personal lots and residences. Recent real estate listings confirm consistent fees around this amount, with some variations noted in older data. The association provides financial documents, approved budgets (including the 2026 Approved Budget), and estoppel request processes through the management company. No special assessments or additional mandatory fees beyond the base dues were prominently detailed in public sources.
Rules and Regulations
The community enforces Covenants & Restrictions, Architectural Guidelines (via the ALRC - Architectural Landscape Review Committee), By-Laws, and Rules & Regulations. These govern home modifications, new builds, landscaping, and property standards to maintain the community's character. Sales and lease applications must be submitted for approval. Detailed documents, including Articles of Incorporation, Covenants & Amendments, and ALRC Procedures and Guidelines, are available on the official community website for members. Compliance with these rules ensures the preservation of property values and community aesthetics.
Community Amenities and Lifestyle
Residents enjoy a 3+ acre recreation area featuring 4 fish-stocked lakes, 2 tennis courts, a playground, sand volleyball court, canoe/kayak launch, and a gazebo suitable for community events with ample parking. The community is fully gated at both front and rear entrances, with sidewalks, upgraded signage, and scenic features like twin lakes and fountains at the main entry. The lifestyle emphasizes outdoor recreation, privacy on spacious lots, and proximity to Palm City's boating, fishing, and park amenities. It is a diverse, all-ages community ideal for families and those seeking a peaceful coastal Florida setting.
Notable Aspects
Orchid Bay offers a secure, well-maintained environment with strong emphasis on common area upkeep funded through dues. Its location provides easy access to excellent local schools, shopping, fire/rescue services, and hospitals in nearby Stuart. The community website (orchidbaypoa.org) serves as a hub for notices, meeting minutes, photo albums, and owner resources.
Management Company: Coastal Community Association Management Phone: 772-286-0030 Email: Details not publicly available (contact via website portal) Website: https://www.orchidbaypoa.org/ Address: 506 SW Federal Highway, Suite 202, Stuart, FL 34994 Office Hours: 9:00 am to 4:30 pm Property Manager: Elizabeth Goin