Lazy Lagoon is a residential subdivision located in Key Largo, Florida (ZIP 33037), known for its waterfront properties along canals with direct or indirect access to the Gulf of Mexico. Homes in the community are primarily single-family residences, many featuring private docks, pools, and boat access. The area emphasizes a relaxed Keys lifestyle with proximity to boating, fishing, and outdoor recreation.
HOA Fees and Financial Obligations
Lazy Lagoon in Key Largo does not have an active or registered homeowners association. Multiple real estate listings and public records indicate "No HOA" or "Has HOA: No" for properties in the Lazy Lagoon subdivision. There are no mandatory monthly or annual fees associated with an HOA. Some properties may fall under deed restrictions or county regulations, but no community-wide assessments were identified.
Rules and Regulations
With no HOA in place, there are no community-specific rules enforced by an association regarding property maintenance, rentals, pets, or architectural changes. Owners must comply with Monroe County zoning, building codes, and any applicable deed restrictions recorded on individual properties. Short-term rentals are subject to county regulations, typically requiring minimum stays.
Community Amenities and Lifestyle
The subdivision offers a canal-front lifestyle with many homes providing private waterfront access. Residents enjoy proximity to the Gulf of Mexico for boating and fishing. No centralized community amenities such as clubhouses, pools, or tennis courts are maintained by an HOA. The neighborhood supports a casual, independent living environment typical of the Florida Keys.
Notable Aspects
Lazy Lagoon is marketed as a non-HOA community, providing owners greater flexibility in property use and modifications compared to managed associations. It appeals to those seeking waterfront living without association dues or restrictions. Note that a separate Lazy Lagoon Condominium Association exists at a different address (99696 Overseas Hwy), but it does not govern the broader subdivision homes.
Management Company: None (No HOA) Phone: N/A Email: N/A Website: N/A Address: Lazy Lagoon subdivision, Key Largo, FL 33037