Lincoln Gardens is a residential subdivision located in Stock Island, Florida (ZIP 33040), part of the Lower Florida Keys near Key West. The community consists primarily of mobile homes, modular homes, and small single-family lots within the recorded plat known as Lincoln Gardens No. 2 (PB5-90). It is an older, established neighborhood characterized by individual property ownership rather than a modern planned community.
HOA Fees and Financial Obligations Multiple real estate listings for properties in Lincoln Gardens explicitly state "No HOA" or "Association: No." There are no mandatory homeowners association fees, assessments, or financial obligations associated with the subdivision. Property owners handle their own maintenance, utilities, and any lot-specific improvements independently.
Rules and Regulations With no active HOA, there are no community-wide covenants, architectural review processes, or enforced rules beyond standard Monroe County zoning and building regulations. Some individual lots may have private fencing or gating for security, but these are owner-specific and not governed by a central association.
Community Amenities and Lifestyle Lincoln Gardens offers a quiet, residential lifestyle typical of Stock Island, with easy access to nearby Key West attractions, boating, and local parks such as Bernstein Park. The area is known for its workforce housing and proximity to marine industries. Residents enjoy the relaxed Keys atmosphere without the structured amenities or social events found in larger master-planned communities.
Notable Aspects The subdivision is recorded in Monroe County public records and appears in numerous property deeds and MLS listings. It is not managed by any property management company or homeowners association entity. Development is limited to existing lots, with many properties featuring fenced yards suitable for mobile or modular homes.
Management Company: None (No HOA) Phone: N/A Email: N/A Website: N/A Address: Lincoln Gardens subdivision, Stock Island, FL 33040 (individual property addresses vary; refer to Monroe County Property Appraiser for specifics)