Key Colony Beach Yacht is a residential subdivision (also known as Key Colony Bch Yacht or Yacht Club Sub) located at approximately mile marker 53.5 in Key Colony Beach, FL 33051. This area primarily features single-family homes on canals or with water access, emphasizing boating and fishing lifestyles in the Florida Keys. Unlike many planned communities, Key Colony Beach Yacht does not have an active homeowners association (HOA). Multiple real estate listings explicitly state "HOA: No" or "No HOA fees," meaning residents are not subject to mandatory monthly or annual association dues, architectural reviews, or community management rules typical of HOAs.
HOA Fees and Financial Obligations There are no HOA fees or financial obligations associated with the Key Colony Beach Yacht subdivision. Property owners are responsible only for standard municipal taxes, utilities, and any applicable city assessments. This absence of HOA fees is frequently highlighted in listings as a benefit for buyers seeking independence from additional costs and restrictions.
Rules and Regulations Without a formal HOA, there are no subdivision-specific covenants, conditions, or restrictions (CC&Rs) governing home modifications, landscaping, or rentals beyond city ordinances. Residents must comply with Key Colony Beach municipal codes, including zoning, building permits, and short-term rental regulations enforced by the city. The small incorporated city maintains its own government structure with five commissioners.
Community Amenities and Lifestyle The subdivision benefits from the broader city's recreational offerings, including parks, a par-3 golf course, tennis/pickleball courts, and waterfront access ideal for boating. The lifestyle is quiet, tropical, and focused on outdoor/water activities, with a population that swells seasonally.
Notable Aspects Key Colony Beach Yacht is part of the small city of Key Colony Beach (pop. ~790 year-round), incorporated in 1957. Many homes offer canal or ocean access on the 286-acre island. The area is known for its independence from larger Keys developments, with direct access to the Atlantic and Gulf.
Management Company: None (No HOA) Phone: City of Key Colony Beach - 305-289-1212 Email: Details not publicly available Website: https://keycolonybeach.net/ Address: 600 W. Ocean Drive, P.O. Box 510141, Key Colony Beach, FL 33051-0141