Harbour Island is a small, exclusive residential subdivision located on the west side of Duck Key in the Florida Keys (ZIP 33050). It features approximately 38 waterfront residences with direct access to the Atlantic Ocean and surrounding waterways, offering a laid-back island lifestyle focused on boating and privacy. The community is part of the larger Duck Key area, connected by private causeways and bridges, and emphasizes quiet enjoyment of the tropical environment.
HOA Fees and Financial Obligations Real estate listings indicate minimal HOA fees, typically listed as $25 annually or monthly depending on the source. These low fees likely cover basic maintenance or none at all, with some listings noting "Has HOA: No." The association appears to have very light financial obligations compared to larger master-planned communities.
Rules and Regulations As a small waterfront community, regulations focus on preserving the exclusive residential character, including standards for property maintenance, boat dockage, and compliance with Monroe County building codes. Details on specific covenants are not publicly detailed online, consistent with its low-key, voluntary association style.
Community Amenities and Lifestyle Residents enjoy private waterfront living with easy boating access. No dedicated community clubhouse, pool, or tennis courts are identified specifically for Harbour Island. Lifestyle revolves around the natural Keys environment, with optional access to nearby Club Duck Key facilities and Hawks Cay Resort amenities. The broader Duck Key POA provides voluntary support for island-wide improvements like bridge maintenance and landscaping.
Notable Aspects Incorporated as Keys at Harbour Island Homeowners Association, Inc. (Sunbiz document N01000005330, active since early 2000s). The community is noted for its seclusion on Harbour Island while being close to Marathon and Hawks Cay. It attracts buyers seeking waterfront properties with minimal HOA involvement.
Management Company: Details not publicly available Phone: Details not publicly available Email: Details not publicly available Website: Details not publicly available Address: Harbour Island, Duck Key, FL 33050