Four Rivers is a serene waterfront community located in Palm City, Florida (ZIP 34990), situated along the south fork of the St. Lucie River. Established in 1971, it features approximately 98 single-family home sites on large lots (typically ½ to ¾+ acres), many with private deep-water docks and direct ocean access via canals with no fixed bridges. The community emphasizes a family-oriented, boating lifestyle with a strong sense of neighborly volunteerism and preservation of its natural beauty.
HOA Fees and Financial Obligations The Four Rivers Property Owners Association (FRPOA) charges monthly dues, reported between $125 and $150 as of recent 2024 data. These fees primarily fund maintenance of the canals to a navigable depth of 6 feet at mean low tide, common area upkeep, and other shared expenses. Fees are considered low compared to similar waterfront communities. New owners automatically become members.
Rules and Regulations Governed by an all-volunteer elected board, the association maintains bylaws and Residential Street Guidelines (available on the official website). Short-term rentals are highly discouraged to preserve the quiet, family-friendly character. Pet ownership is permitted with possible breed restrictions. The board handles roadways, entrances, and waterways.
Community Amenities and Lifestyle Residents enjoy private waterfront living with boating, fishing, kayaking, and wildlife viewing. Shared features include walking/jogging trails and a strong community social life. The non-gated neighborhood offers scenic winding roads and harmony with nature.
Notable Aspects Four Rivers stands out for its expansive waterfront properties, volunteer-driven governance, and commitment to maintaining navigable waterways. It appeals to boaters and those seeking a tranquil yet active South Florida lifestyle near A-rated schools and amenities in Palm City and Stuart.
Management Company: Four Rivers Property Owners Association (FRPOA) – Volunteer Board Phone: 772-202-0741 Email: poa@four-rivers.org Website: https://www.four-rivers.org/ Address: P.O. Box 826, Palm City, FL 34991 Board: President Brett Ashley; Vice President Rodric Bell; Secretary Nader Oteifa; Treasurer Gordon Girvin (current as listed on site).