Fisherman's Cove is a small, exclusive waterfront condominium community located within the prestigious Ocean Reef Club in North Key Largo, Florida (ZIP 33037). This gated, private enclave offers canal and bay views with assigned dockage, appealing to those seeking a luxurious, low-maintenance coastal lifestyle in the Florida Keys.
HOA Fees and Financial Obligations HOA fees for units in Fisherman's Cove vary based on listings and unit specifics, often ranging from approximately $3,000 annually (per some real estate summaries) to $5,575–$7,750 quarterly. These typically cover common area maintenance, grounds upkeep, building maintenance, roof repairs, and insurance contributions. Exact amounts should be verified with current association disclosures as they fluctuate with assessments and reserves.
Rules and Regulations As part of the Ocean Reef Club, residents adhere to strict private club and condominium guidelines emphasizing security, property maintenance, and community standards. The community is gated with private guards and patrols. Rental policies may apply through the Residence Club or club-managed options, with an emphasis on preserving the exclusive, upscale environment. Dockage and golf cart usage are regulated.
Community Amenities and Lifestyle Residents enjoy access to Ocean Reef Club's world-class facilities, including marinas, golf courses, tennis, fitness, dining, and waterfront recreation. The condo itself provides canal-front living with protected boat slips. Lifestyle focuses on relaxed Keys living with proximity to snorkeling, fishing, and John Pennekamp Coral Reef State Park.
Notable Aspects Fisherman's Cove features 1980s-era condos (around 1,200–1,300 sq ft, 2-bed/2-bath typically) with recent updates in many units. It is integrated into Ocean Reef's private club membership model, enhancing security and exclusivity. The association is registered as Ocean Reef Fisher's Cove Condominium Association, Inc. (or similar entity) with principal address at 15-30 Fisherman's Cove, Key Largo, FL 33037.
Management Company: Ocean Reef Club / Ocean Reef Fisher's Cove Condominium Association, Inc. Phone: 305-367-5921 (Membership Department); 800-741-7333 (main) Email: Details not publicly available Website: https://www.oceanreef.com Address: 35 Ocean Reef Dr. #200, Key Largo, FL 33037