Safe Harbor Maritime HOA is a unique waterfront community centered around Safe Harbour Marina (also referred to as Safe Harbor Maritime) in Stock Island, FL 33040. This small, privately owned marina subdivision primarily consists of liveaboard boat slips and houseboat docks in a historic, deep-water (minimum 14 ft) protected harbor on the Atlantic side of Stock Island. Established in the late 1950s, it maintains an old Key West vibe amid commercial fishing and shrimping docks, attracting locals, snowbirds, artists, and boaters seeking a convenient port near Key West.
HOA Fees and Financial Obligations HOA/maintenance fees are approximately $2,191.25 quarterly (roughly $730 monthly), which include slip taxes, grounds maintenance, security, and access to community facilities. Fees support metered utilities (electric, cable, WiFi, water, pump-out) and common area upkeep. Property taxes on slips are often bundled into the HOA assessment.
Rules and Regulations As a marina-focused HOA, rules emphasize liveaboard compliance, slip maintenance, pet policies (including a dog park), and security protocols via the gated entrance. Liveaboard slips are subject to marina-specific guidelines for depth, vessel size, and long-term mooring. Transient and monthly rates apply for visitors ($6/ft/day transit; $34/ft/month long-term).
Community Amenities and Lifestyle Residents enjoy private gated access, assigned dockside parking (including for mopeds/bikes), secure bath/shower facilities, laundry, a dog park, and on-site restaurant/bar (Hogfish Bar & Grill). The lifestyle blends boating convenience with proximity to Key West (3 miles to airport, 5 miles to Duval Street).
Notable Aspects This is not affiliated with the larger Safe Harbor marina chain; it is locally owned and operated with a throwback Keys character. Slips accommodate various vessels, including large catamarans.